What differentiates hired autos (symbol 8) from non-owned autos (symbol 9) in the BAP?

The distinction between hired autos, designated as symbol 8, and non-owned autos, designated as symbol 9, in the Business Auto Policy (BAP) revolves around the context in which the vehicles are used and the nature of their ownership. Hired autos specifically refer to vehicles that are rented or leased for business use, which includes rental cars while conducting business activities. This classification is essential because it determines the coverage under the policy for vehicles that the insured does not own but utilizes for their business operations.

Non-owned autos, on the other hand, are vehicles that the insured does not own and are not rented or leased, typically including employees' personal vehicles when used for business purposes. However, non-owned autos are not restricted to just the vehicles of employees; they can also encompass other vehicles that the insured respectively uses but does not have ownership over.

This is why the correct choice focuses on the inclusion of rental cars within hired autos, highlighting that they are part of the structure and differentiation of these symbols in the BAP. Recognizing this difference is crucial for understanding the coverage provided under the different symbols for various types of vehicles used in a business context.