Garage policies can be used to provide insurance to which type of businesses?

Garage policies are specifically designed to provide insurance coverage for businesses that primarily deal with automotive operations. This includes auto and trailer dealers, as they are involved in the buying and selling of motor vehicles and may also provide maintenance, repair, or storage services for these vehicles. The coverage typically encompasses liability for bodily injury and property damage, as well as protection for vehicles owned by the business and those held for sale.

By focusing on auto and trailer dealers, garage policies meet the unique risks associated with these businesses, which are significantly different from those faced by private homeowners, small retail businesses, or service providers. Other businesses may have their own types of policies tailored to their specific needs, but a garage policy is particularly suited for operations that deal directly with automobiles.